About Us

Fees

Therapy In-Office / Telehealth / Telephonic*

Effectively 2022 Psychological Mobile Services, PA at Wilson Private Practice is off all insurance panels except for Medicaid, Medicare, and Tricare / VA.

Important: We still accept Medicaid, Medicare, and Tricare / VA In-network and all other insurances as Out-of-network.

We will consider offering a sliding scale on a case-by-case basis to very highly motivated clients.

Our fee schedule is posted online (https://www.psychologicalmobile.com/pay) and updated annually. The first session is a clinical assessment $175, and subsequent individual sessions are usually around $100 for a $45 minute session (we do offer cash payment discounts).

*TeleHealth vs. Telephonic?

Telehealth — sometimes called telemedicine — lets your therapist provide care for you without an in-person office visit. Telehealth is done primarily online with internet access on your computer, tablet, or smartphone. This service is typically reimbursable with most insurance companies.

Additional information on Telehealh
(https://telehealth.hhs.gov/patients/understanding-telehealth)

Telephonic – involves the use of the telephone and not usually reimbursable with insurance companies.
Additional information on Telephonic service
(https://www.psychologicalmobile.com/schedule)

Group Therapy

Research has shown that for most clinical issues, weekly Group Therapy is usually equally or more effective and efficient than individual therapy. Unfortunately most therapists have no training in or familiarity with group therapy, so they don’t think to refer clients to group treatment. Group fee is usually around $50 per 75-minute group session. Group therapy types may vary; contact the office for details regarding the availability of group therapy.

Payment

We request payment for services rendered at the time of each session. Our practice accepts PayPal, HSA, debit cards, major credit cards, including Master Card, Visa, American Express, and Discover, and checks payable to Wilson Private Practice” or “Psychological Mobile Services, P.A.” We also offer discounted rates for cash payment.

We now offer PayPal’s Pay Later option to Pay in 4 interest-free payments with no late fees. When using Paypal, DO NOT choose ”Friends.” That option is not secure and would compromise confidentiality.

Direct Payment link: https://paypal.me/CallDrSteve

Out-of-network Insurance reimbursement

We can give you the documentation/receipt-invoice you need to file for Outside of Network insurance benefits or Health Savings accounts. If you think your policy might have Outside of Network benefits, you’ll want to clarify your resources before scheduling an appointment.

Anytime you call your insurance company’s 800 #, be sure to take notes to document your call, and ask 4 questions:

  1. Does my policy have Outside of Network Mental Health benefits?
  2. What’s the Deductible?
  3. How much of that have I already met this year?
  4. What is the date my Deductible turns over to start again for the next fiscal year?

FYI: Your privacy is compromised when using insurance.

When you use your health insurance, your therapist must justify your need for therapy to your insurance company, which typically requires the therapist to provide your mental health diagnosis and sensitive personal information about your therapy. This information will go into health insurance files that can be accessed by numerous people. This is an ongoing process, often requiring justification every few sessions.
This is also a consideration if you think you may want to be self-employed in the future. Past mental health diagnosis and treatment records may be treated as a pre-existing condition, which will make private insurance more difficult and expensive.

Also, more and more skilled, qualified mental health physicians and therapists are choosing NOT to participate on managed care health insurance network. The reimbursement rates are low, the paperwork is time-consuming, and the coverage is limited and tightly managed making involvement of the insurance company difficult. This trend may impact your ability to get the best care.

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